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Marketplace settlement cycles and claim windows: Amazon, Flipkart and Meesho, in one table
How long each marketplace takes to pay, when its clock starts, and how long you have to claim when something is wrong. Kept current; the date at the top is the last check, and every row names its source.
Settlement cycles
| Marketplace | Cycle | Clock starts | Notes |
|---|---|---|---|
| Flipkart | 7 business days (Platinum, Gold), 10 (Silver), 15 (Bronze) | Dispatch (the pickup scan) | Paid on fixed days of the week; the settlement reference number is the UTR in your bank narration |
| Amazon.in | A reserve of 7 days after delivery, then disbursement on the account's fixed cycle | Delivery | Faster payout programmes exist for accounts in good standing; check Payments in Seller Central for your cycle |
| Meesho | About 7 days after delivery | Delivery, not dispatch | No settlement on an RTO; reverse shipping deducted on customer returns |
Cycles are the marketplaces' published terms as of the date on this page, read from their seller help and from seller-education sources cited below; your own seller panel is authoritative for your account, and tiers move. Tell us when a row is wrong.
Claim windows
| Marketplace | Programme | Window | Dispute a decision |
|---|---|---|---|
| Flipkart | Seller Protection Fund (SPF) | 14 days from receiving the return; 120 days for a return that never arrived (after 60 have passed) | 7 days from the decision |
| Amazon | SAFE-T (seller-fulfilled only) | 60 days historically; 30 days on the US store from 16 February 2026, from the later of return receipt and refund; check Amazon.in's policy page | Appeal within the claim |
| Meesho | Claims through the Supplier Panel support flow | Raise promptly after the return is received; the panel states the window per case | Through the same ticket |
Taxes withheld in every settlement
| Levy | Rate | Nature |
|---|---|---|
| TCS, CGST section 52 | 1% of net taxable value | Recoverable credit via GSTR-2A/2B against the marketplace's GSTR-8 |
| TDS, section 194-O | 0.1% of gross sales (individuals and HUFs under ₹5 lakh a year with PAN are exempt) | Recoverable credit via Form 26AS |
Some seller guides state Flipkart's TDS as 1%. The statute is 0.1%; a settlement line showing 1% is TCS, not TDS. The distinction matters because they are claimed in different returns.